GeneralLast Updated on 9 months by General
Kia Finance America Introduction
Kia Finance America is a captive finance company that provides auto loans and leases for Kia vehicles in the United States, Canada, Mexico, and Puerto Rico. It is a subsidiary of Kia Motors America.
Kia Finance America History
Kia Finance America was founded in 1999 as Kia Motors Finance Corporation. The company was renamed to Kia Finance America in 2006.
Kia Finance America Application
You can apply for financing with Kia Finance America online or at a Kia dealer. You will need to provide some basic information about yourself and your financial situation, such as your income, debts, and credit score.
Kia Finance America Payment
You can make payments on your Kia Finance America loan or lease online, by mail, or by phone. You can also set up automatic payments through your bank account.
Kia Finance America Interest rate
The interest rate you are offered will depend on your credit score and other factors. Kia Finance America offers a variety of interest rates, so you should compare them to the rates offered by other lenders before making a decision.
Kia Finance America Ownership
Kia Finance America is wholly owned by Kia Motors America. Kia Motors America is a subsidiary of Kia Motors Corporation, which is headquartered in Seoul, South Korea.
Kia Finance America Financing options
Kia Finance America offers a variety of financing options to fit your needs, including:
Traditional auto loans
These loans are repaid over a fixed period of time, with equal monthly payments.
Lease financing
This option allows you to rent a Kia vehicle for a set period of time, with monthly payments that include the cost of depreciation, interest, and other fees.
Buy-back lease
This option is similar to a traditional lease, but at the end of the lease term, you have the option to buy the vehicle at a predetermined price.
Special financing
Kia Finance America offers special financing programs for certain customers, such as those with good credit or those who are current military members.
Kia Finance America In Summary Conclusion
If you are considering financing a Kia vehicle, Kia Finance America is a good option to consider. They offer a variety of financing options to fit your needs and have a good reputation for customer service.
Kindly keep in mind when considering Kia Finance America:
- The interest rates and terms offered by Kia Finance America may vary depending on your credit score and other factors.
- You should always compare the financing options offered by Kia Finance America with those offered by other lenders before making a decision.
- You should also read the terms and conditions of any financing agreement carefully before signing it